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Last Updated: 1/10/2019

Senior Citizens Property Tax Deferral Program

Senior citizens who cannot pay for their property taxes may qualify for the Senior Citizen Property Tax Deferral Program.

Do I qualify for this program?

To qualify, all of the following must be true:

  • You are 65 or older. If married, one of you is 65 or older and the other at least 62.
  • Your household income is $60,000 or less.
  • You have lived in, owned your home, and had it homesteaded for the last 15 years.
  • Other liens against your property are less than 75% of the estimated market value.
  • You do not have a reverse mortgage, a life estate, or any state or federal liens on your property.

How does it work?

If you enroll, the amount of property tax you pay is limited to 3 percent of your total household income. This limit applies for as long as you participate in the program.

Minnesota temporarily pays any property tax above that amount on your behalf. This is a loan from the state to you, and you must repay the deferred property tax plus interest. We may take your individual and property tax refunds or other payments and apply them to this loan. For more information, see Revenue Recapture.

How can I apply?

For program details, enrollment, and repayment information, see: