Paying by ACH Credit

Your transfer must include information to identify your payment in the ACH standard CCD+ file format. You must use the name of the business whose account the ACH payment will be credited to.

Tax Payment Banking Convention (TXP)

Your bank must use the Tax Payment Banking Convention (TXP) for the addendum record for tax payments. The addendum is a national standard used to provide tax information in defined fields to be transmitted along with the ACH payment transaction.

• View an example of an ACH credit TXP addendum in CCD+ file format.

Common Issues with TXP 

• Incorrect ID information – Use your seven-digit Minnesota Tax ID Number.
• Formatting issues – You must follow specific formatting requirements when submitting payments:
  • Format all dates as YYYYMMDD.
  • Use asterisks as separators (*).
  • Do not use extra separators (*), characters, spaces, or leading zeros.
• Missing information – You must include all mandatory information listed in the addendum document for a tax payment.

ACH Record 6 for Tax Payments

You must use ACH Record 6 in CCD+ file format for tax payments. An ACH Record 6 is a line in an electronic banking file that has specific information to transfer money. A properly formatted Record 6 line has 94 characters. 

• View an example of an ACH Record 6 for tax payment in CCD+ file format

Common Issue with ACH Record 6 for Tax Payments

• Incorrect or missing business name – When submitting a payment on behalf of a third party, make sure you use the name of the business whose account the payment will be credited to. Do not use Minnesota Revenue. Do not leave blank

Tax Type Payment Codes

When making electronic fund transfers for tax payments, you must use the correct payment code for the type of tax you’re making payments on.

• View a list of tax type payment codes for electronic funds transfers.

Your transfer must include information to identify your payment in the ACH standard CCD+ file format. You must include the name of the employee who is being levied. 

Third-Party Payer Banking Convention (TPP) 

Your bank must use the Third-Party Payer Banking Convention (TPP) for the addendum record for levy payments. The addendum is a national standard used to provide tax information in defined fields to be transmitted along with the ACH payment transaction.

• View an example of an ACH credit TPP addendum in CCD+ file format

Common Issues with TPP payments

• Incorrect ID information – Levy payments require three different ID numbers:
  • Employer's seven-digit Minnesota Tax ID Number
  • Taxpayer's ID number using the last four digits of their Social Security Number
  • Letter ID from the levy-issued notice (formatted as the letter 'L' and 10 digits)
• Formatting issues – You must follow specific requirements when submitting payments:
  • Format all dates as YYYYMMDD.
  • Use asterisks as separators (*).
  • Do not use extra separators (*), characters, spaces, or leading zeros. 
• Missing information – You must include all mandatory information listed in the addendum document for a levy payment.

ACH Record 6 for Wage Levy Payments

You must use ACH Record 6 in CCD+ file format for wage levy payments. An ACH Record 6 is a line in an electronic banking file that has specific information to transfer money. A properly formatted Record 6 line has 94 characters. 

• View an example of an ACH credit Record 6 for Wage Levy payment in CCD+ file format 

Common Issue with ACH Record 6 for Wage Levy payments

• Missing name - You must include the name of the employee whose wage levy the ACH payment will be credited to. Do not use Minnesota Revenue. Do not leave blank.