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Last Updated: 5/29/2012

Financial Hardship

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​The inability to provide basic necessities for an individual debtor and their families or businesses. Examples of significant individual hardships include the inability to provide food, supply shelter, pay for electrical or water service or buy needed medication for the debtor or their family. For a business, financial hardship occurs when payroll checks distributed prior to a levy cannot be honored.

Enforced collection actions by the Minnesota Department of Revenue, such as wage and bank levies, do not constitute a hardship.

Debtors must complete Form C58P, Personal Financial Statement or Form C58B, Business Information Statement, and provide supporting documentation to support financial hardship claims.