Consumer Reporting Agencies (CRAs) collect information about consumers, including their payment histories on debts, and compile that information into credit reports.
The Minnesota Department of Revenue does not report any information about debtors directly to CRAs. However, when state tax liens
are recorded by a county or the Secretary of State, the documents included become public information. The CRAs collects this information and adds it to debtors credit reports.
Limitations on the Use of Credit Reports
The department may ask a CRA for a credit report. It contains some identifying information about a consumer, including name, former and current addresses and places of employment.